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Opt Out and Waiver of Coverage 

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Opt Out

Full-time employees, survivors and annuitants/retirees may complete an Opt Out Election Certificate (PDF 27 KB) to opt out of the health, dental, pharmacy and vision coverage. Note: Non-Medicare SERS annuitants have an additional benefit available when they elect to opt out of the program. Members electing this option must be able to provide proof of comprehensive major medical health coverage by an entity other than the Department of Central Management Services.

Waiver of Coverage

Part-time employees, annuitants and survivors who are required to pay a portion of the State-paid premium may elect to waive health, dental and vision coverage. Interested members should contact their agency/university Group Insurance Representative (GIR) (PDF 327 KB)

Annuitant Waiver of Coverage

New annuitants who are currently a dependent on their spouse’s State group insurance coverage may elect to continue the coverage as a dependent and waive coverage as a member. Click here for more information and the required form.