Vanguard Target Retirement Funds
Get a complete portfolio in a single fund
Vanguard Target Retirement Funds are designed to help manage risk while trying to grow your retirement savings by managing a portfolio designed with a specific target retirement date in mind.
Less risk through broader diversification
Each of the Target Retirement Funds invests in Vanguard's broadest index funds, giving you access to thousands of U.S. and international stocks and bonds, including exposure to the major market sectors and segments.
A professionally managed asset mix
The funds' managers gradually shift each fund's asset allocation to fewer stocks and more bonds so the fund becomes more conservative the closer you get to retirement. The managers then maintain the current target mix, freeing you from the hassle of ongoing rebalancing.
Which Target Retirement Fund fits your timeline?
Find out by starting with either the number of years until you expect to retire or your current age. Then select the corresponding fund below by year to get details about the Target Retirement Fund we believe best matches that time frame.
|Share Price Stability|
Vanguard Treasury Money Market Fund (VUSXX)
A money market fund which seeks to provide stability of principal and a competitive yield through investment primarily in high-quality bank and corporate money market obligations.
Vanguard Money Market Fund Facts
Invesco Stable Return Fund
An income fund which provides principal stability and a competitive yield through investment contracts issued by insurance companies, banks, and other financial institutions that are not expected to fluctuate in value like stock or bond funds.
Stable Return Fact Sheet
Vanguard Total Bond Market Index Fund (VBTIX)
The investment seeks to track the performance of a broad, market-weighted bond index. The fund employs an indexing investment approach designed to track the performance of the Barclays Capital U.S. Aggregate Float Adjusted Index. Vanguard Total Bond Market Index Fact Sheet
Vanguard Institutional Index 500 Trust
A passively managed stock fund which seeks to provide investment results that parallel the performance of the Standard & Poor's 500 Composite Stock Price Index, a measure of the U.S. stock market performance. Vanguard Institutional Index 500 Trust
Northern Trust Collective Russell 2000 Index Fund
The investment objective of this common trust fund is to approximate the risk and return characteristics of the Russell 2000 Index. This index is commonly used to represent the small cap segment of the U.S. equity market.
Russell 2000 Fact Sheet
Northern Trust Collective MSCI ACWI ex-US Index Fund
The investment objective of this common trust fund is to approximate the risk and return characteristics of the MSCI All Country World ex-US (MSCI ACWI ex-US) Index. This index is commonly used to represent the large and medium cap segment of the non-U.S. equity developed and emerging markets.
ACWI ex-US Fact Sheet
Last Updated 05/28/2020