The State offers several health plan options that include prescription benefits. Other benefits included in the benefit plans are vision, dental, life insurance coverage and behavioral health coverage. Outside the Benefit Choice enrollment period, members may change coverage elections only when a
qualifying change in status occurs.
Benefit Program Books
All available benefit plans and programs are explained in detail in the Member Handbook and Benefit Choice Options Booklet. Also included are amendments that update the handbook and a summary document indicating the benefit levels of the Quality Care Health Plan (QCHP).
Information regarding continuation of coverage.
Whenever questions arise, plan participants have various resources they can use. On the Contact Information page, members may view the phone number for the Group Insurance Division, a listing of agency/university group insurance representatives as well as links for all of the state insurance plan administrator websites.
Coverage elected during the annual Benefit Choice Period remains in effect throughout the entire plan year, unless the Member experiences a Qualifying Change in Status or a special enrollment event which would allow them to change their coverage elections.
Coverage is available for eligible dependents, including spouses, children and unrelated same-sex domestic partners.
Members not currently enrolled in the health, dental, vision and prescription coverage offered by the State due to waiving or opting out may enroll in the Program during the annual Benefit Choice Period or upon experiencing a qualifying change in status.
Employees who either go on or return from a leave of absence have certain rights and responsibilities regarding their insurance coverage. Employees should read the documents regarding leaves of absence in order to be aware of those rights and responsibilities and to prevent unwanted termination of coverage.
Members on a leave of absence may pay for their group insurance premiums electronically by using E-Pay. E-Pay is a system developed by CMS Group Insurance and the Illinois Treasurer's Office to provide a quick and convenient way for members of the State Employees Group Insurance Program to pay group insurance premiums online.
Information regarding Medicare and how it affects your group insurance coverage.
The State is required to provide certain federal notices regarding their privacy and insurance coverage.
The State allows for employee, annuitants and survivors who meet certain criteria to opt out or waive coverage.
The State offers three programs which save employees valuable tax dollars.
In addition to the insurance coverage and pretax programs the State offers, employees are offered additional benefits when
adopting a child, when needing support and information during
difficult times, when participating in an approved
smoking cessation or
weight loss program.
Members may view contact information, including phone numbers and addresses, for all plan administrators via these links.
Members can view health, dental and life coverage rates, as well as Quality Care Health Plan deductibles and family caps. Members interested in adding a non-IRS domestic partner, civil union partner, child of a civil union partner or an adult veteran child can view the premiums and imputed income associated with those types of dependent coverage. Full-time employees can calculate the applicable contributions for coverage.
Part-time employees are responsible for a portion of the State’s contribution for their health, dental and dependent coverage. Part-time employees should contact the
group insurance representative at their agency for rate information.
The State offers many valuable wellness programs to help keep our members healthy and help our members get healthier. The goal is for all State members to lead better, more satisfying lives. This
Wellness Chart lists many of the wellness benefits currently available to members through their health plans, most free of charge.