Teachers’ Retirement Insurance Program

​Latest News

  • On August 22, 2018, SB 3046 was signed into law by Governor Bruce Rauner, amending legislation to allow former TRIP members and dependents who previously opted-out of their health benefits plan, to be allowed to opt-back-in during an open enrollment period or other qualifying enrollment opportunity.  This law is effective immediately. 
    ◦For Medicare-eligible members, your next Open Enrollment opportunity is
    October 15 - November 15, 2018.
         ◦For non-MAPD members, your next Open Enrollment opportunity will be
    during the month of May 2019.
        ◦Please refer to the Teachers' Retirement Insurance Program (TRIP) Handbook for other qualifying enrollment opportunities.

    SB3046:  http://ilga.gov/legislation/publicacts/fulltext.asp?Name=100-1017

  • The FY19 Benefit Choice Open Enrollment period has closed and members who changed insurance providers should be receiving new insurance cards.  If you have not yet received your insurance cards, please contact your plan adminsistrator.

  • Contact MyBenefits Service Center (toll-free) 844-251-1777 or 844-251-1778 (TDD/TTY) with questions on how to enroll, or about navigating MyBenefits.illinois.gov. Representatives are available Monday - Friday, 8 AM - 6 PM CT.


Archived Notices


Benefit recipients who enroll in the Teachers' Retirement Insurance Program (TRIP) receive health, prescription and behavioral health benefits for one monthly premium. Dependent beneficiaries can be enrolled in the program at an additional cost and will have the same health plan and other benefits as the benefit recipient. 


The various benefits offered to TRIP participants are administered by various plan administrators. Benefit recipients interested in changing their coverage elections may do so upon experiencing an eligible qualifying change in status and should contact the Teachers' Retirement System (TRS) for more information. 

All available benefit plans and programs are explained in detail in the Member Handbook and Benefit Choice Options Booklet. Also included are amendments that update the handbook and a summary document indicating the benefit levels of the Teachers' Choice Health Plan (TCHP).

Whenever questions arise, plan participants have various resources they can use. On the Contact Information page, members may view the phone number for the Group Insurance Division and links to the Teachers' Retirement System's (TRS) insurance page and all of the TRIP plan administrator websites.

Members may find answers to general TRIP questions on the Frequently Asked Questions page.


Information regarding what Medicare is and how it affects your group insurance coverage. If you are enrolled in TRIP and become eligible for Medicare, you must enroll in both Medicare Part A and Part B in order to receive the lower Medicare TRIP premium.


Teachers' Retirement System



Last Updated 12/05​/2018