The State of Illinois offers members under the College Insurance Program (CIP) a healthcare program called Total Retiree Advantage Illinois (TRAIL). This program provides eligible members and their covered dependents comprehensive medical and prescription drug coverage through Medicare Advantage Prescription Drug plans (commonly referred to as “MAPD” plans). The CIP program also includes vision coverage through EyeMed, and dental coverage through Delta Dental.
All Illinois counties have an HMO and PPO option. Members residing outside Illinois may elect the PPO option available nationwide.
On August 22, 2018, SB 3046 was signed into law by Governor Bruce Rauner, amending legislation to allow former CIP members and dependents who previously opted-out of their health benefits plan, to be allowed to opt-back-in during an open enrollment period or other qualifying enrollment opportunity. This law is effective immediately.
- For Medicare-eligible members, your next Open Enrollment opportunity is October 15 - November 15, 2018.
- For non-MAPD members, your next Open Enrollment opportunity will be during the month of May 2019.
- Please refer to the College Insurance Program (CIP) Handbook for qualifying enrollment opportunities.
Any Required and supporting documentation you may have, may be uploaded online or faxed (toll-free) 844-676-1725. 09/27/17
Last Updated 08/14/2019Updated