College Insurance Program (CIP) - The TRAIL


The State of Illinois offers members under the College Insurance Program (CIP), a healthcare program called Total Retiree Advantage Illinois (TRAIL). This program provides eligible members and their covered dependents, comprehensive medical and prescription drug coverage through Medicare Advantage Prescription Drug plans commonly referred to as “MAPD” plans. The CIP program also includes vision coverage through EyeMed, and dental coverage through Delta Dental.

All Illinois counties have an HMO and PPO option. Members residing outside Illinois may elect the PPO option available nationwide.

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Last Updated 09/21/2020