College Insurance Program (CIP) - The TRAIL

The State of Illinois offers members under the College Insurance Program (CIP), a healthcare program called Total Retiree Advantage Illinois (TRAIL). This program provides eligible members and their covered dependents, comprehensive medical and prescription drug coverage through Medicare Advantage Prescription Drug plans commonly referred to as “MAPD” plans. The CIP program also includes vision coverage through EyeMed, and dental coverage through Delta Dental.

All Illinois counties have an HMO and PPO option. Members residing outside Illinois may elect the PPO option available nationwide.


 Monthly Webinar

Emotional Muscle Part Two: How to Grow Resilient School-Age Kids and Become Stronger Parents
│ Wednesday, January 8

Join this webinar to

  • Define emotional muscle and how it pertains to resilience
  • Describe why it's essential for kids and teens to build their emotional muscle
  • Learn ways to help kids and teens develop emotional muscle and bounce back from difficulties

Click Here to Register

Part One was previously offered in August.  You may watch it on the link below:

Emotional Muscle: Part One: How to Grow Resilient Children and Become Stronger Parents

∙ Learn about child development through the concept of emotional muscle

∙ Learn how parents and children can grow together through different life stages to become stronger and more resilient

∙ Learn how to bounce back when bad things happen

Here is a link to the recording Previously aired Wednesday, August 14, 2019

Posted: December 20, 2019 

Oh the weather outside is frightful, and the holiday season is so delightful, but with all those holiday festivities of sharing, hugs and Aunt Betty's kisses might have the flu bug celebrating the most this holiday season. 

The flu virus is contagious and preventable.  Be sure you're protected this holiday and winter season by getting vaccinated. If you think you don't need a vaccination, think again. It is anticipated that this flu season will be long and quite active. According to the CDC, cases of the flu start to rise in October, peak between December and February, and usually taper off around May.   Here are a few myths and facts about flu vaccinations from our friends at Health Alliance:

CMS cares about your health and wellbeing.  Take care of your body.  It's the only place you have to live. 

Posted: December 17, 2019 

December – Stress Free Holidays

  • Surviving the Holidays – Holiday Webinar

    The holidays bring lots of joy, festivities and family, and shopping, and overdue bills and they are all rapidly approaching, are you ready?  No?  Well, take a deep breath. We know just how stressful the holidays can be because we've all been there, and sometimes, we could all just use a little help. That's why CMS is partnering with Magellan to bring you a "Surviving the Holidays" webinar presented by a certified counselor. 

    This webinar will be chock full of tips and practices to cope through grief or divorce, helping to set up a budget and learning the fine art of 'thrift-giving,' overcoming anxiety, overindulgences and other stressors often associated with the holidays. It is also free to all State of Illinois employees. Click this URL for Viewing:  for the webinar. 

 Posted: December 4, 2019 

Hearing Instrument and Related Services Benefit

Beginning January 1, 2020, TRAIL MAPD enrollees will be able
to receive a $2,500 per hearing instrument and related services benefit
every 24 months for ALL individuals (not just those who are 65 and older), 
when a hearing care professional prescribes a hearing instrument.  Be sure to contact your health plan for additional details.

Look for additional information regarding active employee and non-MAPD retiree hearing benefit coverage which will be provided closer to the FY21 Benefit Choice enrollment period next May.
Recording of TRAIL Seminar is now available.






On August 22, 2018, SB 3046 was signed into law by Governor Bruce Rauner, amending legislation to allow former CIP members and dependents who previously opted-out of their health benefits plan, to be allowed to opt-back-in during an open enrollment period or other qualifying enrollment opportunity.  This law is effective immediately. 

  • For Medicare-eligible members, your next Open Enrollment opportunity is October 15 - November 15.
  • For non-MAPD members, your next Open Enrollment opportunity will be during the month of May.
  • Please refer to the College Insurance Program (CIP) Handbook for qualifying enrollment opportunities.




Any Required and supporting documentation you may have, may be uploaded online or faxed (toll-free) 844-676-1725


Archived Notices

Last Updated 12/09/2019