College Insurance Program (CIP) - The TRAIL

The State of Illinois offers members under the College Insurance Program (CIP), a healthcare program called Total Retiree Advantage Illinois (TRAIL). This program provides eligible members and their covered dependents, comprehensive medical and prescription drug coverage through Medicare Advantage Prescription Drug plans commonly referred to as “MAPD” plans. The CIP program also includes vision coverage through EyeMed, and dental coverage through Delta Dental.

All Illinois counties have an HMO and PPO option. Members residing outside Illinois may elect the PPO option available nationwide.

November – Diabetes Month

Look at the person to your left, now look at the person to your right, on average, one of you is likely to have adult prediabetes and is at risk for type 2 diabetes, and there's a 90 percent chance that you don't even know it.  An estimated 7.2 million people with diabetes are undiagnosed.  November is national Diabetes Awareness month. Learn how finding the right balance of food and fitness that works for you can be your most powerful tool to managing diabetes.  CMS' ongoing higi initiative has partnered with the American Diabetes Association to provide a Diabetes Risk Assessment. If you think someone you care about could be at risk of Type 2 Diabetes, you're encouraged to take the Type 2 Diabetes Risk Test from the ADA. Do yourself and your family a favor and visit a higi Health Station today.  If you, or someone you love is at risk, contact your doctor or provider for more information.

The Great American Smoke Out – November 21 

With the risks of vaping on the rise with younger Americans, the focus on Smoking has become all too prevalent these days. So, it's even more important to identify the tools and resources available to help those who want to quit or need to quit.  November 21, 2019 is the Great American Smoke Out, and CMS has partnered with Magellan to help you on your Smoking Cessation journey, Magellan Ascend has created an interactive app to help you quit smoking,  called Clickotine.  It is free to State of Illinois Employees Group Insurance members and their dependents. Visit

Magellan administers the behavioral health program for the Quality Care Health Plan and Employee Assistance Program. Behavioral Health services can be accessed by contacting Magellan (toll-free) 800-513-2611 or at Magellan Ascend, 24-hours-a-day, seven-days-a-week.

The EAP through Magellan, is a confidential program which offers services to help employees resolve daily challenges and manage more complex issues.  The EAP is a no cost, voluntary program for active employees not represented by the collective bargaining agreement between the State and AFSCME and their covered dependents, regardless of the health plan chosen. Services may be accessed by contacting Magellan (toll-free) 866-659-3848 or at Magellan Ascend.  Getting help is easy, convenient and available 24-hours-a-day, seven-days-a-week.

December – Stress Free Holidays

Surviving the Holidays – Holiday Webinar is December 2

The holidays bring lots of joy, festivities and family, and shopping, and overdue bills and they are all rapidly approaching, are you ready?  No?  Well, take a deep breath. We know just how stressful the holidays can be because we've all been there, and sometimes, we could all just use a little help. That's why CMS is partnering with Magellan to bring you a "Surviving the Holidays" webinar presented by a certified counselor on December 2, 2019, from 12-1 PM CT. 

This webinar will be chock full of tips and practices to cope through grief or divorce, helping to set up a budget and learning the fine art of 'thrift-giving,' overcoming anxiety, overindulgences and other stressors often associated with the holidays. It is also free to all State of Illinois employees. 
Mark your calendars and join us on Dec. 2 at noon, right here:

Web portion:
to log in as Guest, simply enter name and click on "Enter Room" button. If you experience difficulty entering the webinar room you may need to update your computer's Adobe Flash plug-in in order to log in to the webinar.  Use this link to test your connection:

Audio conference: There are two options for listening to the webinar:

  • Via computer, please unmute your computer speakers to access the audio
    • You will be able to communicate with the presenter via the Chat feature.
  • Via phone: 719-234-7800, access code 993237

     If you are not able to attend the live webinar time, we will post a recorded copy here when available.


Hearing Instrument and Related Services Benefit

Beginning January 1, 2020, TRAIL MAPD enrollees will be able
to receive a $2,500 per hearing instrument and related services benefit
every 24 months for ALL individuals (not just those who are 65 and older), 
when a hearing care professional prescribes a hearing instrument.  Be sure to contact your health plan for additional details.

Look for additional information regarding active employee and non-MAPD retiree hearing benefit coverage which will be provided closer to the FY21 Benefit Choice enrollment period next May.
Recording of TRAIL Seminar is now available.






On August 22, 2018, SB 3046 was signed into law by Governor Bruce Rauner, amending legislation to allow former CIP members and dependents who previously opted-out of their health benefits plan, to be allowed to opt-back-in during an open enrollment period or other qualifying enrollment opportunity.  This law is effective immediately. 

  • For Medicare-eligible members, your next Open Enrollment opportunity is October 15 - November 15.
  • For non-MAPD members, your next Open Enrollment opportunity will be during the month of May.
  • Please refer to the College Insurance Program (CIP) Handbook for qualifying enrollment opportunities.




Any Required and supporting documentation you may have, may be uploaded online or faxed (toll-free) 844-676-1725


Archived Notices

Last Updated 10/29/2019