The State of Illinois offers members under the College Insurance Program (CIP) a healthcare program called Total Retiree Advantage Illinois (TRAIL). This program provides eligible members and their covered dependents comprehensive medical and prescription drug coverage through Medicare Advantage Prescription Drug plans (commonly referred to as “MAPD” plans). The CIP program also includes vision coverage through EyeMed, and dental coverage through Delta Dental.

All Illinois counties have an HMO and PPO option. Members residing outside Illinois may elect the PPO option available nationwide.

  • On August 22, 2018, SB 3046 was signed into law by Governor Bruce Rauner, amending legislation to allow former CIP members and dependents who previously opted-out of their health benefits plan, to be allowed to opt-back-in during an open enrollment period or other qualifying enrollment opportunity.  This law is effective immediately. 

    • For Medicare-eligible members, your next Open Enrollment opportunity is October 15 - November 15, 2018.
    • For non-MAPD members, your next Open Enrollment opportunity will be during the month of May 2019.
    • Please refer to the College Insurance Program (CIP) Handbook for qualifying enrollment opportunities.


  • The TRAIL MAPD Open Enrollment period begins October 15 and runs through November 15, 2018. Online or phone enrollment can only be processed during that time period. The effective date of the new plan will be January 1, 2019. You should receive your TRAIL MAPD Decision Guide for Plan Year 2019 in the mail by the first week of October (2018). If you are currently enrolled in TRAIL MAPD, and wish to keep your coverage as is, you do not need to do anything. However, if you wish to make any changes to your current TRAIL MAPD coverage, contact MyBenefits (toll-free) 844-251-1777 or MyBenefits.illinois.govHowever, no elections may be made prior to October 15.  08/10/2018
  • Any Required and supporting documentation you may have, may be uploaded online or faxed (toll-free) 844-676-1725.  09/27/17

Archived Notices

Updated 08/10/2018