2020 Dram Shop Liability Limits

Liquor Liability Insurance Limits

  DRAM SHOP LIABILITY LIMITS

DRAM SHOP LIABILITY LIMITS Section 6-21(a) of the Liquor Control Act of 1934 (235 ILCS 5/6-21(a)) requires the Illinois Office of Comptroller to determine each year the liability limits for causes of action brought under the Act in accordance with the consumer price index-u (CPI-U) during the preceding 12-month calendar year.

2020 Dram Shop Liability Limits 


According to the U.S. Bureau of Labor Statistics, the CPI-U increased 2.29% during the preceding calendar year. Based upon the previous determinations, the liability limits are adjusted as follows: 

• For final judgments or settlements awarded on or after January 20, 2020 for causes of action involving persons injured, killed, or incurring property damage, the judgment or recovery under the Liquor Control Act of 1934 for injury to the person or property of any person shall not exceed $71,696.18 for each person incurring damages; and

• For final judgments or settlements awarded on or after January 20, 2020 for causes of action under the Liquor Control Act of 1934 for either loss of means of support or loss of society resulting from the death or injury of any person, the recovery shall not exceed $87,628.66. 


Minimum Amount of coverage is $231,021.02