2022 Dram Shop Liability Limits
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Liquor Liability Insurance Limits
DRAM SHOP LIABILITY LIMITS (Click here for prior years)
DRAM SHOP LIABILITY LIMITS
Section 6-21(a) of the Liquor Control Act of 1934 (235 ILCS 5/6-21(a)) requires the Illinois Office
of Comptroller to determine each year the liability limits for causes of action brought under
the Act in accordance with the consumer price index-u (CPI-U) during the preceding 12-month
calendar year.
2022 Dram Shop Liability Limits
According to the U.S. Bureau of Labor Statistics, the CPI-U increased by 7.04% during the preceding calendar year. Based upon the previous determinations, the liability limits are adjusted as follows:
- For final judgments or settlements awarded on or after January 20, 2022 for causes of action involving persons injured, killed, or incurring property damage, the judgment or recovery under the Liquor Control Act of 1934 for injury to the person or property of any person shall not exceed $77,787.30 for each person incurring damages; and
- For final judgments or settlements awarded on or after January 20, 2022 for causes of action under the Liquor Control Act of 1934 for either loss of means of support or loss of society resulting from the death or injury of any person, the recovery shall not exceed $95,073.37.
Minimum Amount of coverage is $250,647.97
