Public
Act 93-0102
(House Bill 211) | Description: The law amends the State Employees Group Insurance Act, the
Insurance Code, the Health Maintenance Organization Act, and the Voluntary
Health Services Plans Act to require coverage for insureds and covered dependents
of insureds for all outpatient contraceptive services and all outpatient
contraceptive drugs and devices designed to prevent unintended pregnancies
when coverage is provided for other outpatient services drugs and devices.
The law excluded coverage for abortions as defined by the Illinois Abortion
Law of 1975 and services related to permanent sterilization that require
a surgical procedure. This law affects both individual and group policies.
Effective Date: January 1, 2004 |
Public
Act 93-0034
(House Bill 707)
(also see House Bill 3298) | Description: This is a trailer law to House Bill 3298 / Public Act 93-0033.
It amends the Comprehensive Health Insurance Plan Act. Makes changes to
the definitions of "creditable coverage" and "federally eligible individual".
Changes references from the federal Trade Adjustment Act of 2002 to the
federal Trade Act of 2002. In the Section concerning alternative portable
coverage for federally eligible individuals, adds certain persons who qualify
to enroll in the Comprehensive Health Insurance Plan under the portability
provisions, and provides that for these persons a period of creditable coverage
shall be counted when the application for plan coverage was received by
the Illinois Comprehensive Health Insurance Board. Effective Date: June
23, 2003 |
Public
Act 93-0261
(House Bill 1074) | Description: Amends the Illinois Insurance Code. Provides that a health
care professional or health care provider offered a contract by an insurer,
health maintenance organization, independent practice association, or physician
hospital organization for signature after the effective date of this amendatory
Act shall be provided with a proposed health care professional or health
care provider services contract. Provides that, within 35 days after a written
request, the health care professional or health care provider offered a
contract shall be given the opportunity to review and obtain a copy of the
following: a specialty-specific fee schedule sample based on a minimum of
the 50 highest volume fee schedule codes with the rates applicable to the
health care professional or health care provider to whom the contract is
offered, the network provider administration manual, and a summary capitation
schedule, if payment is made on a capitation basis. Provides that information
contained in the fee schedule, the capitation schedule, and the network
provider administration manual constitutes confidential, proprietary, and
trade secret information and is subject to the provisions of the Illinois
Trade Secrets Act. Provides guidelines for providing remittance advices,
including an explanation of a recoupment or offset taken by an insurer,
health maintenance organization, independent practice association, or physician
hospital organization, to health care professionals and health care providers.
Provides that, when a person presents a benefits information card, a health
care professional or health care provider shall make a good faith effort
to inform the person if the health care professional or health care provider
has a participation contract with the insurer, health maintenance organization,
other entity identified on the card. Provides for administration and enforcement
of these provisions. In provisions concerning registration of administrators
of preferred provider organizations, provides that preferred provider administrators
are subject to the new contract provisions of the Code. Amends the Health
Maintenance Organization Act. Adds to the list of Sections of the Illinois
Insurance Code to which Health Maintenance Organizations are subject. (This
is the Illinois Medical Society's Fairness in Contracting Language) Effective
Date: January 1, 2004 |
Public
Act 93-0155
(House Bill 1192) | Description: Amends the Illinois Insurance Code. Provides that at the
written request of the insured, an insurer shall provide the insured's loss
information to the insured's insurance producer. Effective Date: July 10,
2003 |
Public
Act 93-0114
(House Bill 1640)
(Related Bill: House Bill 3661) | Description: House Bill 1640 repealed 215 ILCS 5/155.38 of the Illinois
Insurance Code to create the Use of Credit Information in Personal Insurance
Act. This legislation is applicable to private passenger automobile, homeowners,
motorcycle, mobile-homeowners and non-commercial dwelling fire insurance
policies, and boat, personal watercraft, snowmobile, and recreational vehicle
policies.House Bill 1640 establishes the manner in which credit information
may be used in the underwriting and rating of personal insurance. This legislation
also provides for resolution of disputes over alleged errors in the credit
information used by insurers. Finally, House Bill 1640 requires insurers
to file credit scoring models with the Department of Insurance. House Bill
1640 is based on a model law adopted by the National Conference of Insurance
Legislators (NCOIL). Effective Date: October 1, 2003 |
Public
Act 93-0333
(House Bill 2379) | Description: House Bill 2379 amends the Illinois Insurance Code by adding
a new section, 155.39, requiring the Director of Insurance and the Department
of Insurance to obtain names of any slaveholders or slaves described in
insurance records kept by the insurance company or any predecessor. Insurance
companies are required to research their records and provide any information
to the Department of Insurance relating to insurance policies issued to
slaveholders that provided coverage for damage to or death of their slaves.
The Department will make the names available to the public and General Assembly.
Effective Date: January 1, 2004 |
Public
Act 93-0318
(House Bill 3209) | Description: Public Act 93-0318 creates the Small Business Advisory Act.
It requires State agencies to create and make available on the World Wide
Web a small business advisory page. Also, requires agencies to post a plain
language explanation of proposed and adopted rules and legislation that
the agency is designated to administer that affect small businesses on its
small business advisory web page. Provides that the explanation must remain
posted on the web page for 6 months after the effective date of the rule
or legislation. Each agency is required to notify the Department of Commerce
and Community Affairs when it updates its small business advisory web page.
The Department of Commerce and Community Affairs will serve as a clearinghouse
for notifying the small business community of rulemakings and to seek input
from the small business community on those rulemakings. The Department of
Commerce and Community Affairs will maintain a small business advisory web
page that serves as a coordinated point of access to other agencies' small
business advisory web pages. Requires State agencies to post plain language
versions of advisory opinions and interpretations on their small business
advisory web pages. Effective Date: January 1, 2004 |
Public
Act 93-0033
(House Bill 3298)
(House Bill 707 is a trailer bill to this bill) | Description: The law makes changes to Comprehensive Health Insurance Plan
Act. It adds coverage and sets forth criteria for determining creditable
coverage for federally eligible individuals who attain eligibility pursuant
to the federal Trade Adjustment Act of 2002. Effective Date: June 23, 2003 |
Public
Act 93-0269
(House Bill 3522) | Description: The law amends the Illinois Insurance Code. It prohibits
an applicant for a policy of automobile insurance from providing a false
address. The law provides that a violation is a business offense punishable
by a fine of not less than $1,000.00 and not more than $1,200.00. Effective
Date: January 1, 2004 |
Public
Act 93-0200
(House Bill 3547) | Description: The law amends the Illinois Insurance Code relating to coverage
for subjects of abuse. The bill extends the restrictions on denying coverage
for subjects of abuse to property and casualty insurers. Effective Date:
January 1, 2004 |
Public
Act 93-0352
(House Bill 3618) | Description: House Bill 3618 amends the Ambulatory Surgical Treatment
Center Act and the Hospital Licensing Act. Provides that payments for services
rendered to a physician by a person assisting surgery who is not an employee
of the center or hospital shall be made at the non-physician modifier rate
if the payor would have paid for those services if provided by a physician.
Effective Date: January 1, 2004 |
Public
Act 93-0477
(House Bill 3661 (Agency Bill)) | Description: Amends the Illinois Insurance Code and the Health Maintenance
Organization Act in relation to continuation of benefits. Provides for
notice of death or entry of a judgment of dissolution to be given to the
employer or insurer rather than both. Requires an employer to give notice
of death or dissolution to the insurer. Provides for coverage for certain
dependents. Requires group policies to provide a continuation privilege
for covered dependents of a deceased employee. Authorizes a continuation
privilege for employees whose work hours have been reduced. Resections
a Section of the Illinois Insurance Code relating to continuation of group,
hospital, surgical, and major medical coverage after termination of employment.
Provides for a separate Section relating to the group accident and health
insurance conversion privilege. Amends various Acts to reflect the resectioning.
Effective January 1, 2004 (IDOI provisions of bill) Further amends the Illinois Insurance Code. Provides that the Director
of Insurance must require trustees to collateralize certain accounts with
respect to amounts deposited with the Director for safekeeping. Effective
January 1, 2004 (IDOI provisions of bill) Amends the Illinois Insurance Code. Provides that if an insurer fails
to provide required notice concerning an increase or change in deductible
or coverage, then it must extend the current policy under the same terms,
conditions, and premium to allow of renewal and provide the actual renewal
premium quotation and any change in coverage or deductible on the policy.
Provides that if an insurer fails to comply with non-renewal notice requirements,
then the policy shall be extended for up to an additional year. The provisions
added by this amendment take effect upon becoming law, August 8, 2003.
(PIIAI provision of bill) Amends the Use of Credit Information in Personal Insurance Act, created
by 93 House Bill 1640. Changes the requirement that an insurer treat a
consumer in a manner approved by the Department of Insurance to a requirement
that an insurer treat a consumer in the manner filed with the Department
of Insurance. This portion effective October 1, 2003. (IIA provision of
bill) |
Public
Act 93-0529
(Senate Bill 467) | Description: Amends the Illinois Insurance Code, the Health Maintenance
Organization Act, and the Voluntary Health Services Plans Act to provide
that if a policy provides coverage for prescription drugs, it may not restrict
coverage for prescription inhalants based upon refill limitations if the
treating physician prescribes the inhalants in a manner contrary to the
insurer's refill limitations. Provides that the inhalants must be medically
appropriate. Effective Date: August 14, 2003 |
Public
Act 93-0218
(Senate Bill 741) | Description: Amends the Illinois Insurance Code. Provides that the offer
and sale of vehicle protection products are not subject to the Illinois
Insurance Code. Vehicle protection products are products designed to prevent
loss or damage to vehicles and are backed by warranties to reimburse a purchaser
of a vehicle protection product for any loss suffered as a result of a failure
of the vehicle protection product. Effective Date: July 18, 2003 |
Public
Act 93-0326
(Senate Bill 1104) | Description: Amends the Illinois Insurance Code. Provides that if the
Illinois Life and Health Insurance Guaranty Association elects to succeed
to the rights of an insolvent insurer arising after the date of an order
of liquidation or rehabilitation under a contract of reinsurance to which
the insolvent insurer was a party, the Association must pay all unpaid premiums
due under the contract for coverage relating to periods before and after
the date of the order of liquidation or rehabilitation (now the Association
must pay premiums for coverage relating to periods after the date of the
order of liquidation or rehabilitation). Effective Date: January 1, 2004 |
Public
Act 93-0288
(Senate Bill 1150) | Description: Amends the Insurance Producers Article of the Illinois Insurance
Code. Authorizes a limited line license for sale of insurance by self-service
storage facilities. Limits the sale of insurance to sales made in conjunction
with the rental of self-storage facilities. Sets registration fees. Provides
that the requirements for self-service storage facility limited licenses
do not apply to certain distributions of certificates of insurance under
a group master policy or to common carriers regulated by the Illinois Commerce
Commission. Deletes the effective date provision. Effective Date: January
1, 2004 |
Public
Act 93-0485
(Senate Bill 1207) | Description: Amends the Illinois Insurance Code. Increases the penalties for unreasonable and vexatious delay. Provides that arbitration with respect to claims under uninsured motorists coverage is binding in all cases. Provides that arbitration with respect to claims under uninsured motorist coverage is binding for damages not exceeding $50,000.00 per person, $100,000.00 per occurrence, or the corresponding policy limits for bodily injury or death, whichever is less. Effective Date: January 1, 2004 |
Public
Act 93-0568
(Senate Bill 1417) | Description: Amends the Illinois Insurance Code with respect to colorectal cancer examinations. Provides that insurance coverage must provide coverage for colorectal cancer examinations and laboratory tests for colorectal cancer in accordance with the published guidelines of the American Cancer Society. Effective Date: January 1, 2004 |
Public
Act 93-0029
(Senate Bill 1634) | Description: Amends the Illinois Income Tax Act concerning a rate reduction for certain foreign insurers, the credit for personal property tax replacement income tax, the training expense credit, the research and development credit, the standard exemption for corporations, and net loss carryback and carryover. Amends the Illinois Insurance Code to increase the surplus line tax. Amends the Illinois Insurance Code and the Health Maintenance Organization Act concerning tax offsets. Effective Date: June 20, 2003 |
Public
Act 93-0032
(Senate Bill 1903) | Description: Creates the FY2004 Budget Implementation (State Finance-Revenues)
Act. Provides that the purpose of the Act is to make changes relating to
State finance and revenues that are necessary to implement the State's FY2004
budget. Makes transfers from various funds into the General Revenue Fund
and other Funds. Amends numerous Acts by increasing
specified fees, charges, taxes, and penalties, changing the disposition
of specified fees, charges, taxes, and penalties, and making other
changes to implement the FY2004 budget. Effective Dates: June 20, 2003, July 1, 2003, September 1, 2003, December 1, 2003 & January 1, 2004
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Pension Bills
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Public Act 93-0123
(House Bill 407)
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Description: Amends the Downstate Firefighter Article of the Illinois Pension Code.
When a municipal fire department is discontinued and the affected territory
is annexed by a fire protection district, provides for transfer of the assets and
liabilities of the municipality's firefighters' pension fund to the pension fund of
the fire protection district. Amends the State Mandates Act to require implementation
without reimbursement. Effective Date:July 10, 2003
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Public Act 93-0569
(Senate Bill 1638)
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Description: Amends the Public Safety Employee Benefits Act. Defines the term
"firefighter" to include, without limitation, a licensed Emergency Medical Technician
(EMT) who is a sworn member of a public fire department. Effective Date: August 20, 2003
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Public Act 93-0042
(Senate Bill 1701)
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Description: Amends the Chicago Police, Fire, Municipal, and Labor Articles of the
Illinois Pension Code. Extends the health plan cost subsidy for certain city
annuitants through June 30, 2013; increases the rates on July 1, 2003 and July 1, 2008.
Deletes language relating to the City of Chicago's obligations to annuitants under its
health care plans. Deletes language relating to subsidies for annuitants under a
Chicago Board of Education health plan. Amends the State Mandates Act to require
implementation without reimbursement. Extends the subsidy for annuitants under a
Chicago Board of Education health plan through June 30, 2013; increases the rates on
July 1, 2003 and July 1, 2008. Effective Date: July 1, 2003
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