The plan administrator for life insurance benefits is Securian/Minnesota Life. Members should maintain an up-to-date Beneficiary Designation form especially when life-changing events, such as marriage or divorce, occur. All life coverage benefits may be found in the Life Certificate.
When a member requests to increase Member Optional Life, or requests to add Spouse Life or Child Life coverage, an approved Evidence of Insurability application is required. If approved, coverage will be effective the date the Evidence of Insurability was approved by the life insurance plan administrator. Evidence of Insurability is not required for newborns added within 60 days of birth, or for newly-acquired dependents (including a spouse, civil union partner, adopted child, stepchild, child of civil union partner or child for whom the employee has obtained legal guardianship) added within 60 days of the qualifying event.
Life insurance benefits differ for employees, annuitants and survivors, based on various criteria.